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e-zwich is the brand name for the common platform (the National Switch) that links the payment systems of all banks, savings and loans companies and rural banks in Ghana.

e-zwich is an electronic platform that enables LOADING and SPENDING of e-cash and also allows the SETTLEMENT of inter-bank claims in addition to online transactions. Customers are able to effect transactions “offline” in underdeveloped areas where power and communication infrastructure maybe lacking. All transactions occur between a customer card and another card in a POS or ATM.


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  • It is easy to use
  • It is safe and secure
  • It is convenient and accessible
Banking facilities will be extended to people who presently have limited or no access to banking services. (Under-banked and un-banked). The current banking systems will experience major improvements with the introduction of a wide range of affordable and secure new banking products and services.

The current banking systems will experience major improvements with the introduction of a wide range of affordable and secure new banking products and services.

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e-zwich Personal Clients FAQ's
Do I need a bank account to have an e-zwich card?
No. You can just walk into any bank, rural bank and Savings and Loans company and get your card without having to open an account. Your card will act as your bank account.

 
 
e-zwich Merchants FAQ's
As a retailer, how can the e-zwich card be of use to me?
With the aid of an e-zwich Point of Sale (POS) device, you can accept e-zwich cards for payment from your customers electronically.


 
 
Whats New?
 
News and Events
02/03/2010
Change of Cheque Clearing Cycle Nation-Wide
Following the introduction of Cheque Codeline Clearing (CCC) system nation-wide, since January 15, 2010, the Bank of Ghana wishes to announce for the information of all banks, savings and loans companies and the general public that the nation-wide cheque clearing cycle is now D+1.
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25/01/2010
Seven Banks Now Links Customers' Account to Their e-zwich Cards
Seven banks have completed the interoperability process that enables them to link their customers' traditional accounts to their e-zwich cards. With this successful integration, it will now be possible for bank customers to transfer cash from their accounts onto their e-zwich cards and vice versa.
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