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e-zwich is the brand name for the common platform (the National Switch) that links the payment systems of all banks, savings and loans companies and rural banks in Ghana.

e-zwich is an electronic platform that enables LOADING and SPENDING of e-cash and also allows the SETTLEMENT of inter-bank claims in addition to online transactions. Customers are able to effect transactions “offline” in underdeveloped areas where power and communication infrastructure maybe lacking. All transactions occur between a customer card and another card in a POS or ATM.


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  • It is easy to use
  • It is safe and secure
  • It is convenient and accessible
Banking facilities will be extended to people who presently have limited or no access to banking services. (Under-banked and un-banked). The current banking systems will experience major improvements with the introduction of a wide range of affordable and secure new banking products and services.

The current banking systems will experience major improvements with the introduction of a wide range of affordable and secure new banking products and services.

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e-zwich Personal Clients FAQ's
Do I need a bank account to have an e-zwich card?
No. You can just walk into any bank, rural bank and Savings and Loans company and get your card without having to open an account. Your card will act as your bank account.

 
 
e-zwich Merchants FAQ's
As a retailer, how can the e-zwich card be of use to me?
With the aid of an e-zwich Point of Sale (POS) device, you can accept e-zwich cards for payment from your customers electronically.


 
 
Whats New?
 
News and Events
28/10/2008
e-zwich Reaches Out to Civil Servants
CIVIL and public servants in the national capital will be enrolled onto the national electronic platform, the e-zwich and issued with cards this week when the mass registration roadshow stops at the ministries starting tomorrow, October 29.
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06/10/2008
E-zwich Mass Registration
THE Ghana Interbank Payment and Settlement System (GhIPSS) will step up its mass registration onto the electronic payments and settlement platform, e-zwich, in parts of Accra, beginning Thursday October 9.
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24/09/2008
OVER 33,000 UNVERSITY STUDENTS EMBRACE e-ZWICH

University students have accepted the e-zwich biometric card as the way to go, as the queue to get their cards. Over 33,000 of them have been issued with the smart cards in an exercise held on the three campuses as part of the efforts to speed up patronage of the marts.

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08/09/2008
Smart Cards Burst Into Tertiary Institutions Soon
Payment of loans to students in various tertiary institutions in the country will soon be done through the e-zwich biometric smart card. Talks are currently on-going between officials of the Ghana Interbank Payment and Settlement Systems Limited (GHIPSS) and the Students Loan Trust for the payment to be effected through the smar tcards
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