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e-zwich is the brand name for the common platform (the National Switch) that links the payment systems of all banks, savings and loans companies and rural banks in Ghana.

e-zwich is an electronic platform that enables LOADING and SPENDING of e-cash and also allows the SETTLEMENT of inter-bank claims in addition to online transactions. Customers are able to effect transactions “offline” in underdeveloped areas where power and communication infrastructure maybe lacking. All transactions occur between a customer card and another card in a POS or ATM.


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  • It is easy to use
  • It is safe and secure
  • It is convenient and accessible
Banking facilities will be extended to people who presently have limited or no access to banking services. (Under-banked and un-banked). The current banking systems will experience major improvements with the introduction of a wide range of affordable and secure new banking products and services.

The current banking systems will experience major improvements with the introduction of a wide range of affordable and secure new banking products and services.

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e-zwich Personal Clients FAQ's
Do I need a bank account to have an e-zwich card?
No. You can just walk into any bank, rural bank and Savings and Loans company and get your card without having to open an account. Your card will act as your bank account.

 
 
e-zwich Merchants FAQ's
As a retailer, how can the e-zwich card be of use to me?
With the aid of an e-zwich Point of Sale (POS) device, you can accept e-zwich cards for payment from your customers electronically.


 
 
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News and Events
18/08/2008
More Register for e-zwich Cards
NEARLY 10,000 people have so far been issued with the e-zwich biometric smart card since ITS LAUNCH IN April this year, an official of the Ghana Interbank Payment and Settlement Systems Limited (GHIPSS) has said.
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15/08/2008
E-zwich to Ensure Security of Funds
THE Head of the E-Banking Department of the Trust Bank (TTB) Limited, Mrs. Emelia Koranteng-Yorke, has urged Ghanaians to go for the E-zwich smart card since it is secure, accessible and cost-effective.
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01/08/2008
Current Media Education on e-zwich not Enough - Participants
Participants at Grace Baptist Church's educational programme on the e-Zwich payment system, have observed that the current advertisements in the media on the facility was not enough to understand its usage.
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